Regular Checking | Individually Owned Now Checking | Treasury Money Market | Business Checking with Analysis | |
---|---|---|---|---|
Minimum Opening | $100 | $1,000 | $2,500 | $100 |
Minimum Balance to avoid service charge | $400 daily or $1,000 average daily balance |
$1,000 average daily balance | $1,000 average daily balance | N/A |
Monthly Service Charge | $8.00* (if balance falls below $400.00) | $10.00* (If balance falls below minimum) |
$10.00* (If balance falls below minimum) |
Varies-Fees assessed by Business Account Analysis |
Interest Bearing | No | **Yes, on balances > $1,000 |
**Yes, on balances > $2,500 |
No |
Unlimited Checking Writing | Yes | Yes | No | No |
Per-Check Charges | No | No | No | Yes |
Free E-Statement | Yes | Yes | Yes | Yes |
Free Debit Card | No | No | No | No |
Free Personalized Checks | No | No | No | No |
Additional Information | N/A | N/A | N/A |
*Plus Iowa sales tax where applicable
** This is a Variable Rate Account with the annual percentage yield (A.P.Y.) subject to change at anytime at our discretion.
Regular Savings | Treasury Money Market | Certificates of Deposit | |
---|---|---|---|
Maintenance Fees | $5.00 (if average daily balance falls below $100.00) | $10.00* (if average daily balance falls below $1,000) | Penalty may apply for early withdrawal |
Withdrawals | Unlimited in person withdrawals | N/A | Penalty may apply for early withdrawal |
Interest Details | **Variable rate | **Variable rate | Rate on daily balance for the maturity term |
* Plus Iowa sales tax where applicable
** This is a Variable Rate Account with the annual percentage yield (A.P.Y.) subject to change at anytime at our discretion.