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PERSONAL BANKING >> ATM/DEBIT/CREDIT CARDS

MyPhoto Debit Cards 
Personalize your debit card with the NEW F&M MyPhoto Debit Card!  Whether it is a picture of yourself, family, friends, pets or favorite memories...you now can customize your debit card through F&M's MyPhoto Card!  
 
  • Three different styles are available to choose from:
  •                 Edge-To-Edge (full photo displayed) 
                    2 x 2 (displaying a partial photo) 
                    1 x 1 Photo ID (profile picture displayed) 
               Select one of the styles through the links on the top left corner of this page and         
             begin customizing your F&M MyPhoto Card! 
  • You can select an image from our gallery located on the card production site or use your own image!
  • Ordering your F&M MyPhoto Card is easy, fast, and safer than carrying cash - especially in using the 1 x 1 Photo ID card!
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    Shazam Check Cards 
    Make purchases with funds from your checking account without writing a check.   

  • Make all your routine purchases at Master Card merchants worldwide
  • Eliminates delays at the checkout and check approvals
  • Use the card at automated teller machines anywhere you see the Master Card®, Shazam® or Cirrus® logos.
  • You can do the following at the ATM machine: Deposit, Cash Withdraws, Fund Transfers between linked accounts and balance inquires
  •  
    ATM Card 
    You can use the ATM card at thousands of automated teller machines – your card can be used at ATMs 24 hours a day, 7 days a week at any location displaying the Master Card®, Shazam® or Cirrus® logos.   
     
    Use the ATM’s of other participating Privileged Status financial institutions and avoid paying surcharge fees     
    You can do the following at the ATM machine: Deposit, Cash Withdraws, Fund Transfers between linked accounts and balance inquires 
    An ATM Card is easy to carry; it’s always with you, every day — at home or away. It’s easy, it’s fast, and it’s safer than carrying cash. 
     
    MasterCard SecureCode Feature 
    All F&M Bank Shazam Check Cards have a new security feature called MasterCard® SecureCodeTM. It’s a private code that brings you added protection against unauthorized use of your card when you shop online. 
     
    Every time you pay online at a participating merchant with your F&M Bank MasterCard® Debit Card, you will be automatically prompted to enter your own private SecureCodeTM – just like entering a PIN at the ATM. With MasterCard® SecureCodeTM, only you and the people you designate can make online purchases using your F&M Bank MasterCard® Debit Card at participating online merchants. And, of course, your SecureCode is completely private.  
     
    How to Get Started with MasterCard SecureCodeTM  
    Choosing your own private SecureCode is quick and easy. You can enroll your card by either visiting https://secure.shazam.net/SecureCode/ or, at participating online merchants, you’ll be prompted to create your own SecureCode prior to checkout. When this happens, a window from SHAZAM will appear and you will be guided through the simple enrollment. Once you’ve created your private SecureCode, you must then use it for future purchases at participating online merchants.  
     
    If you have any questions about how to create or use your SecureCode, please take a look at Shazam's frequently asked questions about MasterCard SecureCode or call us for more information.  
     
    VISA® Platinum Credit Card 
    F&M Bank offers a Visa Platinum Credit Cards that gives you security and peace of mind to know that you do not need to carry a lot of cash with you and that you have zero liability for unauthorized transactions. 
     
    Our Visa® Platinum Credit Card Offers Great Benefits! 
         • Competitive Rates* 
         • Reward points for merchandise and travel 
         • Tickets good on any airline with no blackout dates 
         • Travel Accident Insurance 
         • Personal service from people you know 

    To learn more about F&M Bank's Visa Platinum Credit Card or to complete an application, visit the On-line Application Center.  Please note: The application can be completed electronically or by hand. Once finished, you must print, sign and submit it via fax or mail. 
     
    * See the card application’s Important Disclosures for current terms, rates and fees. Credit cards are subject to credit approval. Cards are issued by TCM Bank, N.A. 
     
    ScoreCard Rewards 
    Your credit card charges turn into points redeemable for incredible merchandise, recreation, and travel rewards. You will earn one point for every net dollar you spend.  The more you use your card, the more you can reward yourself!  
     
    Redeem your points online at www.scorecardrewards.com. For general Customer Service on cards issued through F&M Bank, call 1-800-883-0131. 
     
    REPORTING A LOST OR STOLEN ATM, DEBIT, or CREDIT CARD 
    If your F&M Bank ATM, Debit or Credit card has been lost or stolen you will need to report it immediately. If you are unable to contact the Bank during normal business hours please call: 
  • ATM / Debit Card (Shazam): 1-800-383-8000
  • Credit Card (Certegy): 1-800-883-0131
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    ATM LOCATOR WITHIN THE UNITED STATES 
    Visit http://web.sa.mapquest.com/shazam/advantage.adp?tempset=search_sifps 
     
     
    ATM LOCATOR OUTSIDE THE UNITED STATES 
    Visit http://www.mastercard.us/cardholder-services/atm-locator.html 
     
     
    ATM LOCATOR FOR THE MINNESOTA AND SURROUNDING AREA 
    Visit https://www.icbm.org/#/atm-locator 
     
     
     
     
     


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