E-Banking Services

F & M Bank offers a variety of innovative services to bring you convenience that fits your lifestyle. So kick back and simplify your banking!


Internet Banking Update

As a valued client, you deserve the very best in digital banking technology.  That is why we are upgrading our online banking system.

The updated features include user-friendly login, simplified design and streamlined account access.

For more information on the update, refer to our client letter you received via mail.

If you have any further questions, please contact your local F & M Bank branch.

Debit Card

An F & M Bank Debit Card offers a safe and convenient method of making purchases with funds from your checking account.  Use at Master Card Merchants worldwide. ATM withdrawals are surcharge free at F & M Bank ATMs and any MoneyPass ATM.

Your debit card is being replaced with the new F & M Bank MasterCard Debit Card!

  • Be on the lookout for your new debit cards to arrive in the mail the week of January 16th
  • These new chip cards will have increased fraud protection
  • Please activate your cards as soon as you receive them in the mail by following the sticker on the cards, you will also customize your own PIN number on the activation call
  • Your current debit card will no longer work on Monday, January 29th.  Once your new chip card is activated, you will be able to use this card on Monday, January 29th
  • Shazam Bolt$ will no longer send out notifications, but we will soon be releasing an even better monitoring service!
  • Do you have any reoccurring transactions connected to your current debit card? If so, please contact us to help.

Watch your mail for your new F & M Bank debit card!

Online Banking

Your accounts are right at your fingertips with Online Banking from F&M Bank.  Manage your day-to-day finances (24 hours a day, 7 days a week, 365 days a year) from the comfort of home, work or anywhere you have Internet access.

  • Get account information
  • View Statements
  • Search recent transactions
  • Transfer funds between accounts
  • Pay bills
  • Make loan payments
  • Issue stop payments

Bill Pay

Pay anyone, anywhere, anytime with free electronic Bill Pay. You determine when you want it to pay; you're in contol of your balance.  Save your postage stamps for holiday cards.  


Go green with F&M e-statements! With e-statements, you’ll receive an email notice that your statement is available for your viewing through online banking. You may print it or save the file to your computer.  To learn how to sign up for e-statements within Online Banking click here.

Prepaid Cards

F&M Bank brings to you a complete set of prepaid cards providing payment solutions at your fingertips. Prepaid cards are a safe & convenient way for gifting, travel and hundreds of other applications.

Direct Deposit and Automatic Transfers

Automate your paycheck deposit into your personal account. You can also set up regular transfers between checking and savings.