Two people smiling

Business Deposits

Explore our range of business deposit accounts designed to support your business's growth and treasury management needs. From checking accounts tailored for sole proprietors to robust treasury solutions, find the perfect fit for your business's day-to-day banking and savings requirements. 
 

Business Bank Solutions

 

Sole Proprietor Checking Individually Owned Now Checking Treasury Money Market Business Checking with Analysis
Minimum Opening $100 $1,000 $2,500 $100
Minimum Balance to avoid service charge $400 daily or
$1,000 average daily balance
$1,000 average daily balance $1,000 average daily balance N/A
Monthly Service Charge $8.00* (if balance falls below $400.00) $10.00*
(If balance falls below minimum)
$10.00*
(If balance falls below minimum)
Varies-Fees assessed by Business Account Analysis
Interest Bearing No **Yes, on balances
> $1,000
**Yes, on balances
> $2,500
No
Unlimited Checking Writing Yes Yes No No
Per-Check Charges No No No Yes
Free E-Statement Yes Yes Yes Yes
*Plus Iowa sales tax where applicable
** This is a Variable Rate Account with the annual percentage yield (A.P.Y.) subject to change at anytime at our discretion.
 

Regular Savings Treasury Money Market Certificates of Deposit
Maintenance Fees $5.00 (if average daily balance falls below $100.00) $10.00* (if average daily balance falls below $1,000) Penalty may apply for early withdrawal
Withdrawals Unlimited in person withdrawals N/A Penalty may apply for early withdrawal
Interest Details **Variable rate **Variable rate Rate on daily balance for the maturity term
* Plus Iowa sales tax where applicable
** This is a Variable Rate Account with the annual percentage yield (A.P.Y.) subject to change at anytime at our discretion.

Enhancing Your Business's Financial Health

To ensure the longevity and stability of your business, it's crucial to focus on financial health. By choosing the right banking solutions, you can streamline operations, reduce costs, and improve cash flow, setting a strong
 foundation for future growth.

 

Leveraging Technology for Efficient Banking

Embrace the convenience and efficiency of digital banking tools. From e-statements to online account management, leveraging technology can save time and money, allowing you to focus on what you do best—running your business.
 

Building Towards Future Success

Planning for the future is vital in today's fast-paced business environment. Start building your business's future today by exploring tailored banking solutions that meet your unique needs. Contact us today to get started.