|
Sole Proprietor Checking |
Individually Owned Now Checking |
Treasury Money Market |
Business Checking with Analysis |
| Minimum Opening |
$100 |
$1,000 |
$2,500 |
$100 |
| Minimum Balance to avoid service charge |
$400 daily or
$1,000 average daily balance |
$1,000 average daily balance |
$1,000 average daily balance |
N/A |
| Monthly Service Charge |
$8.00* (if balance falls below $400.00) |
$10.00*
(If balance falls below minimum) |
$10.00*
(If balance falls below minimum) |
Varies-Fees assessed by Business Account Analysis |
| Interest Bearing |
No |
**Yes, on balances
> $1,000 |
**Yes, on balances
> $2,500 |
No |
| Unlimited Checking Writing |
Yes |
Yes |
No |
No |
| Per-Check Charges |
No |
No |
No |
Yes |
| Free E-Statement |
Yes |
Yes |
Yes |
Yes |
| Free Debit Card |
No |
No |
No |
No |
| Free Personalized Checks |
No |
No |
No |
No |
*Plus Iowa sales tax where applicable
** This is a Variable Rate Account with the annual percentage yield (A.P.Y.) subject to change at anytime at our discretion.
Business Savings
|
Regular Savings |
Treasury Money Market |
Certificates of Deposit |
| Maintenance Fees |
$5.00 (if average daily balance falls below $100.00) |
$10.00* (if average daily balance falls below $1,000) |
Penalty may apply for early withdrawal |
| Withdrawals |
Unlimited in person withdrawals |
N/A |
Penalty may apply for early withdrawal |
| Interest Details |
**Variable rate |
**Variable rate |
Rate on daily balance for the maturity term |
* Plus Iowa sales tax where applicable
** This is a Variable Rate Account with the annual percentage yield (A.P.Y.) subject to change at anytime at our discretion.
