man on phone

Mobile Banking

Harness the power of banking at your fingertips with our cutting-edge mobile and online banking solutions 

Embrace the Convenience of Online Banking

Online Banking offers an unparalleled level of convenience and control over your financial transactions. Seamlessly manage your accounts, transfer funds, and monitor your finances with ease, anytime and anywhere. Our secure platform ensures your banking needs are met with the highest standards of safety and reliability.
Embrace the convenience and efficiency of digital banking tools. From e-statements to online account management, leveraging technology can save time and money, allowing you to focus on what you do best—running your business.

Download our App!

To download our app, find us in the App Store or Google Play!*

Apple app store badge      google play store badge

*Standard data rates may apply
Streamline your day by checking your balance and transferring money from your phone! Easily access Bill Pay, AND make deposits, all at your convenience. Simply download our app using the instructions below, and you're ready to start enjoying banking from the palm of your hand!

  • Deposit checks
  • Check your balance
  • Transfer money
  • Pay bills

Compatible Devices

  • Apple iPhones
  • Apple iPads
  • Android Smart Phones
  • Android Tablets
  • Amazon Kindle Fire HD (and newer)

Logging On

  • Use your current Online Banking Access ID and password to log on.

Changing Your Password

  • You may change your password at any time through Internet Banking or our mobile app settings. You may also click "Forgot Password" and follow the prompts provided.
  • Your password will expire every 6 months. You will be reminder once your password has already expired. At that time, it will prompt you to change it.

Mobile Deposit

Depositing a check is now as simple as taking a picture! Use your mobile device to deposit checks on the go.
  • Cut off for same day check processing is 1:30pm Monday - Friday. Anything deposited after 1:30pm will be next day's business.
  • Daily/Item limits are $2500 by default; may call your branch to get your limit increased.
  • 4 free deposits per month
    • $.50 per deposit/item after 4

Deposit Item Retention

Please keep checks for 30 days after sending your mobile deposit. This ensures the check clears and does not need to be re-presented.


When endorsing your checks, write "For mobile deposit at F&M Bank" under your signature.


Your check images are available on the app as well as Internet Banking. Statements are online available on Internet Banking.

Bill Pay

You can use existing payees. To setup a new payee, log into Internet Banking.

Questions & Support

Contact your local branch for help with one-on-one setup or additional questions regarding Mobile Banking!