

In today’s fast-paced business environment, digital banking solutions that align with your specific needs are not just convenient—they’re essential.
F&M Bank offers a comprehensive suite of digital banking services tailored for your business, including everything from payroll processing to fraud monitoring. Our commitment to providing exceptional support ensures that you have the guidance and resources needed to optimize these services effectively. Click our options below to see more:
Business Treasury Management Solutions
Click our options below to see more:
Payroll Processing
Pay your employees seamlessly through ACH direct deposit. With easy integration into existing payroll systems, setup is seamless and secure.
Vendor Payments
Set up one-time or recurring payments to your vendors with robust security features that safeguard your transactions..
5 Tips to Avoid Wire Transfer Fraud
- Q1. Did you verbally call and verify the wire instructions with a known phone number (not from the email request)?
Yes — I called using a trusted phone number and confirmed the details directly. - Q2. Do you owe this person/company for a service or goods?
Yes — I verified that I actually owe money for goods or services provided. - Q3. Did you get wire instructions from their bank?
Yes — I received the wire details directly from their verified bank or official source.
Remote Deposit
Digitally deposit checks via a secure scanner from the convenience of your office, with fast processing times.
Through guided onboarding, our local team will walk you through the set up process. We stand readily available to assist you in-person or over the phone as you become more comfortable with our products and services.
Fraud Monitoring
Monitor your outgoing checks and ACH files with our advanced positive pay system, ensuring protection against common fraud scenarios.
Credit Cards
Manage your credit cards with ease—change limits and make payments directly through our team, enjoying rewards and benefits tailored to your needs.
Sweep Accounts
Optimize your cash flow with automatic transfers between internal accounts and lines of credit.
Accepting Payments
Easily accept credit card payments with a portable machine or create a link on your website for your clients to enter their credit card or banking information, with full customer support during setup.
Bill Pay
Automate your vendor payments using our easy-to-use, one-click Bill Pay service, perfect for recurring transactions.
NACHA Guidelines
What We Promise
Setup & Support
Through guided onboarding, our local team will walk you through the set up process. We stand readily available to assist you in-person or over the phone as you become more comfortable with our products and services.
Quick Follow Up
Our Treasury Management team works together to respond to your inquiries quickly and efficiently. Our customer support team is live and local, ready to assist you so you can focus on your business.
One Team
F&M Bank prides itself on consistent processes, serving our clients as ONE TEAM. No matter who answers your call, rest assured that you will be taken care of.
For further questions or to explore more about how we can support your business growth, contact us today.