Farmers and Merchants Saving Bank

New Digital Banking

Our new digital banking platforms are live! Click the link below for first-time login access.

In the Community

Experts in Home Financing

Welcome to
F&M Bank!

We are proud to serve our communities through building relationships and going above and beyond in every aspect of what we do.

Mobile Banking

Do your banking on the go. Your trusted bank is now in your pocket.
  • Bank from anywhere
  • Manage all of your accounts
  • It’s safe, easy and secure 

Exceeding Expectations

F&M Bank's financial experts have the knowledge and products tailored perfectly to your business. 
We offer a variety of innovative, convenient services for your business.

Our team of lending experts prides itself on our responsiveness to the needs of our clients.

We are proud to assist farming operations to expand and grow their business through generations.

Stay connected.

Find us on Facebook and LinkedIn for news, updates, and community events!

Medical papers

Health Savings Accounts

With an HSA you get protection against high or unexpected medical bills, the flexibility to be able to save for current or future medical needs and complete control over the account.

Hand on a computer mouse


Switching your accounts to F&M Bank doesn't have to be a hassle. We make it simple!