Lady using smartphone to make a mobile deposit

E-Banking Services

Easy, simple, secure.

F&M Bank's Online Banking is a convenient way of doing your banking 24 hours a day, 7 days a week in a safe, secure environment. You can use Online Banking anywhere in the world!

To get started, contact an F&M Bank team member today.


Go green with F&M e-statements! With e-statements, you’ll receive an email notice that your statement is available for your viewing through online banking. You may print it or save the file to your computer.

To sign up for e-statements, follow the steps below.
  • Log in to Online Banking.
  • Click on "Profile" in the upper right corner.
  • Click on "Edit" by the Electronic Statements.
  • Mark "estatements" by all accounts you would like to enroll in e-statements.
  • Click on "electronic statements terms and conditions" under the list of accounts - there will be a 4 digit code at the end of the agreement.
  • Go back and check the box that you have read the terms and conditions.
  • Enter the 4 digit confirmation code.
  • Click "save".
To view a statement, follow the steps below.
  • Log in to Online Banking.
  • Click on the account.
  • Click on the "Documents" tab.
  • Enter the date range.
  • Click "submit". Your e-statement will populate.
  • View you statement by clicking on the link, or save your statement by clicking on the icon next to it.
Business Online Users
If you and/or your business are interested in signing up for e-statements, contact an F&M Bank team member today!

Your accounts are right at your fingertips with Online Banking from F&M Bank. Manage your day-to-day finances (24 hours a day, 7 days a week, 365 days a year) from the comfort of home, work, or anywhere you have internet access.

  • Get account information
  • View Statements
  • Search recent transactions
  • Transfer funds between accounts
  • Pay bills
  • Make loan payments
  • Issue stop payments

Pay anyone, anywhere, anytime with free electronic Bill Pay. You determine when you want it to pay; you're in control of your balance. Save your postage stamps for holiday cards.

An F&M Bank Debit Card offers a safe and convenient method of making purchases with funds from your checking account. Use at MasterCard Merchants worldwide. ATM withdrawals are surcharge free at F&M Bank ATMs and any MoneyPass ATM


Farmers & Merchants Debit Card
F&M Bank brings to you a complete set of prepaid cards providing payment solutions at your fingertips. Prepaid cards are a safe & convenient way for gifting, travel and hundreds of other applications.
Automate your paycheck deposit into your personal account. You can also set up regular transfers between checking and savings.