Commercial lender talking with client

Commercial Lending

Eastern Iowa and Minnesota Commercial Lending

F&M Bank's team of commercial lenders is skilled in matching the appropriate products to your individual business needs. We support businesses of all sizes and offer a full range of products and services customized to each business’ needs.

We are committed to the Eastern Iowa and Minnesota communities that we serve. Our team prides itself on our responsiveness to the needs of our clients and are personally committed to your business success.

Working Capital Loans

  • A convenient way to make sure that your business is prepared for those seasonal, cyclical or growth needs.

Commercial Term Loans

  • Flexible terms to fund the expansion needs of your company whether that involves new fixed asset purchases, commercial real estate or permanent working capital needs.

Government Programs

  • LIFT Loan Program: Small Business Linked Investments Program will inject capital into small businesses owned and operated by Iowa residents
  • Low Doc SBA Program: Provides financing to qualified borrowers with minimum paperwork requirements.
  • SBA 504/7A Programs: Provides financing to new or expanding businesses with attractive terms and rates.

Financial Statement Forms

Call us today at 1-800-391-2265 to hear more about our lending services.