

Rewards Checking | Regular Checking | Check Plus | Now Checking | Regency Club Checking | Student Checking | Health Savings | |
---|---|---|---|---|---|---|---|
Summary | This account offers a higher interest rate when qualifications are met. | Basic Checking Account | Club Account with many benefits for one low monthly fee. | Interest bearing checking | Club account for those 50 years or older and must maintain a minimum average daily balance of $5,000 in a deposit account or a minimum balance of $20,000 in a certificate of deposit. | A checking account for full-time students | Tax deferred earning and tax-free distribution for medical expenses |
Minimum Opening | None | $100 | $100 | $1,000 | None | $10 | $100 |
Minimum Balance to avoid service charge | N/A | $400 daily or $1,000 average daily balance |
N/A | $1,000 average daily balance | $5,000 Deposit Account or $20,000 CD | N/A | N/A |
Monthly Service Charge | N/A | $8.00* (if balance falls below $400) | Plan A: $8.50* Plan B: $9.00* |
$10.00* (if balance falls below $1000) |
N/A | N/A | Annual fee of $25.00 |
Interest Bearing | Yes | No | Yes | Yes | Subject to account type | No | Yes |
Interest Compounded and Credited | Monthly | N/A | Variable rate on balances of $1,000+ | Variable rate on balances of $1,000+ | Subject to account type | N/A | Variable Rate |
Unlimited Checking Writing | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
Per-Check Charges | No | No | No | No | No | Yes | No |
Free E-Statement | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
Free Debit Card | Yes | No | Yes | No | Yes | No | No |
Free Personalized Checks | No | No | Yes | No | Yes | No | No |
Additional Information | Consult team member for eligibility details. | N/A | Fees waived on Cashiers Checks & Money Orders | N/A | Fees waived on Cashiers Checks & Money Orders. Discount on Safe Deposit Box. Enjoy Regency Club events & activities. | A per item fee of $.20* will be charged for each paper debit transactions in excess of ten during a statement cycle. | $25 Setup fee. $25 Termination Fee. Consult your health plan provider or tax preparer to see if you qualify. |
* Plus Iowa sales tax where applicable
**This is a Variable Rate Account with the annual percentage yield (A.P.Y.) subject to change at anytime at our discretion.
**This is a Variable Rate Account with the annual percentage yield (A.P.Y.) subject to change at anytime at our discretion.