Cash Management

Digital Banking Solutions

Tailored for your Business

Pay your employees seamlessly through ACH direct deposit
Set up one-time or recurring payments to your vendors.
Digitally send checks securely to the bank via check scanner from the comfort of your office.
Monitor your outgoing checks and ACH files with our positive pay system.
Skip the endless queue on hold with the credit card company! Easily change limits and make payments directly with our team.
Customize automatic transfers between internal accounts and lines of credit.
Easily accept credit card payments with a portable machine or create a link on your website for your clients to enter their credit card or banking information.
Pay your vendors using Bill Pay, an easy-to-use, one-click program through internet banking.


What We Promise

Setup & Support

Through guided onboarding, our local team will walk you through the set up process. We stand readily available to assist you in-person or over the phone as you become more comfortable with our products and services.

Quick Follow Up

The Cash Management team works together to respond to your inquiries quickly and efficiently. Our customer support team is live and local, ready to assist you so you can focus on your business.

One Team

F&M Bank prides itself on consistent processes, serving our clients as ONE TEAM. No matter who answers your call, rest assured that you will be taken care of.