Merchant Processing


Eliminate Processing Fees
with the Buyer's Choice Program

We can eliminate up to 100% of your credit card processing fees

What is Buyer's Choice?

A Buyer's Choice program can benefit your business immensely. Buyer's Choice offers customers choices. If your customer pays with cash or debit, they receive a discount! Customers choosing to use a credit card will have a small transaction fee added to their ticket. 

How it Works

Example: $100 Ticket  |  When the customer pays with cash, they receive a discount because the credit card service fee is automatically removed. The receipt reflects the discount and the merchant is funded $100. When the customer chooses to use a credit card, the receipt reflects the additional credit card usage fee and the merchant is funded $100.

Cash - Includes check and paper currency
Card - Credit and debit cards
 
 

How much could your business save each year?


Monthly Credit Card Volume Annual Credit Volume Annual Savings
$2,500 $30,000 $900
$5,000 $60,000 $1,800
$6,000 $72,000 $2,160
$7,000 $84,000 $2,520
$8,000 $96,000 $2,880
$9,000 $108,000 $3,240
$10,000 $120,000 $3,600
$12,500 $150,000 $4,500
$15,000 $180,000 $5,400
$20,000 $240,000 $7,200
$25,000 $300,000 $9,000
$30,000 $360,000 $10,800
$35,000 $420,000 $12,600
$40,000 $480,000 $14,400
$45,000 $540,000 $16,200

Reach out to our cash management team today! Call 319-730-5965 or email us at cashmanagement@fmbank.biz.